https://carrieliottaspacecoastrealtor.com/Space Coast real estate guides by Carrie Liotta, Realtor with Real Broker.en-ushttps://carrieliottaspacecoastrealtor.com/2026-11-14-how-much-are-doc-stamps-brevard-county/https://carrieliottaspacecoastrealtor.com/2026-11-14-how-much-are-doc-stamps-brevard-county/Sat, 14 Nov 2026 08:00:00 -0500How much are doc stamps in Brevard County, FL? Deeds owe $0.70 per $100; mortgages add $0.35 per $100 plus 0.2% intangible tax. Who pays, with examples.Buyinghttps://carrieliottaspacecoastrealtor.com/2026-11-13-how-much-is-flood-insurance-in-brevard-county/https://carrieliottaspacecoastrealtor.com/2026-11-13-how-much-is-flood-insurance-in-brevard-county/Fri, 13 Nov 2026 08:00:00 -0500How much is flood insurance in Brevard County, FL? FEMA data shows a median near $890 a year for single-family homes, plus what drives your quote.Buyinghttps://carrieliottaspacecoastrealtor.com/2026-11-12-is-brevard-county-fl-a-good-place-to-live/https://carrieliottaspacecoastrealtor.com/2026-11-12-is-brevard-county-fl-a-good-place-to-live/Thu, 12 Nov 2026 08:00:00 -0500Is Brevard County, FL a good place to live? Honest pros and cons: beaches, space jobs, no state income tax, insurance, hurricanes, and town fit.Relocationhttps://carrieliottaspacecoastrealtor.com/2026-11-11-does-citizens-require-flood-insurance-2027/https://carrieliottaspacecoastrealtor.com/2026-11-11-does-citizens-require-flood-insurance-2027/Wed, 11 Nov 2026 08:00:00 -0500Citizens flood insurance requirement 2027: who must carry flood coverage, condo exemptions, the 30-day wait, and what it means for Brevard County homes.Buyinghttps://carrieliottaspacecoastrealtor.com/2026-11-10-patrick-space-force-base-bah-rates/https://carrieliottaspacecoastrealtor.com/2026-11-10-patrick-space-force-base-bah-rates/Tue, 10 Nov 2026 08:00:00 -05002026 BAH rates at Patrick Space Force Base for every grade, how BAH works across Brevard County, and what it must cover when you buy a home.Relocationhttps://carrieliottaspacecoastrealtor.com/2026-11-09-how-to-find-flood-zone-brevard-county/https://carrieliottaspacecoastrealtor.com/2026-11-09-how-to-find-flood-zone-brevard-county/Mon, 09 Nov 2026 08:00:00 -0500How to find your flood zone in Brevard County, FL by address using FEMA and county maps, what AE, VE and X mean, and what the new preliminary maps change.Buyinghttps://carrieliottaspacecoastrealtor.com/2026-11-08-how-much-is-homeowners-insurance-in-brevard-county/https://carrieliottaspacecoastrealtor.com/2026-11-08-how-much-is-homeowners-insurance-in-brevard-county/Sun, 08 Nov 2026 08:00:00 -0500How much is homeowners insurance in Brevard County, FL? The state reported a $3,532 average in 2026. See what changes a quote and why flood is separate.Buyinghttps://carrieliottaspacecoastrealtor.com/2026-11-07-closest-airport-to-brevard-county-fl/https://carrieliottaspacecoastrealtor.com/2026-11-07-closest-airport-to-brevard-county-fl/Sat, 07 Nov 2026 08:00:00 -0500What is the closest airport to Brevard County, FL? Compare MLB, Orlando MCO and Sanford, with drive times from Space Coast towns.Relocationhttps://carrieliottaspacecoastrealtor.com/2026-11-06-florida-amendment-3-pcs-buyers-space-coast/https://carrieliottaspacecoastrealtor.com/2026-11-06-florida-amendment-3-pcs-buyers-space-coast/Fri, 06 Nov 2026 08:00:00 -0500Amendment 3 passed. For PCS buyers moving to Patrick SFB and the Space Coast, residency timing, homestead filing, and the Dec. 31, 2026 cutoff matter.Relocationhttps://carrieliottaspacecoastrealtor.com/2026-11-05-buying-a-house-before-pcs-patrick-sfb/https://carrieliottaspacecoastrealtor.com/2026-11-05-buying-a-house-before-pcs-patrick-sfb/Thu, 05 Nov 2026 08:00:00 -0500Can you buy a house before your PCS to Patrick SFB? VA loan move-in rules, spouse occupancy, homestead timing and risks for Brevard County buyers.Relocationhttps://carrieliottaspacecoastrealtor.com/2026-11-04-do-you-need-flood-insurance-in-zone-x-brevard/https://carrieliottaspacecoastrealtor.com/2026-11-04-do-you-need-flood-insurance-in-zone-x-brevard/Wed, 04 Nov 2026 08:00:00 -0500Do you need flood insurance in flood zone X in Brevard County? What lenders, Citizens and Florida law require, plus what buyers should check first.Buyinghttps://carrieliottaspacecoastrealtor.com/2026-11-04-florida-amendment-3-passed-brevard-county-homeowners-buyers/https://carrieliottaspacecoastrealtor.com/2026-11-04-florida-amendment-3-passed-brevard-county-homeowners-buyers/Wed, 04 Nov 2026 08:00:00 -0500Florida Amendment 3 passed. The non-school homestead exemption rises to $150K in 2027 and $250K in 2028, and the non-homestead cap drops to 5%.Buyinghttps://carrieliottaspacecoastrealtor.com/2026-11-03-where-to-live-near-patrick-space-force-base/https://carrieliottaspacecoastrealtor.com/2026-11-03-where-to-live-near-patrick-space-force-base/Tue, 03 Nov 2026 08:00:00 -0500Where to live near Patrick Space Force Base: Brevard County towns by drive distance, beachside vs mainland tradeoffs, BAH, VA loans and flood zones.Relocationhttps://carrieliottaspacecoastrealtor.com/buying-cocoa-commercial-building-replace-business-sign/https://carrieliottaspacecoastrealtor.com/buying-cocoa-commercial-building-replace-business-sign/Mon, 02 Nov 2026 08:00:00 -0500Before buying a Cocoa commercial building, check the proposed business sign, city permit records, landlord rights, electrical scope, and installation timing.Buyinghttps://carrieliottaspacecoastrealtor.com/can-melbourne-home-connect-reclaimed-water-irrigation/https://carrieliottaspacecoastrealtor.com/can-melbourne-home-connect-reclaimed-water-irrigation/Mon, 02 Nov 2026 08:00:00 -0500Check Melbourne reclaimed-water availability, connection steps, irrigation condition, and ownership costs before treating lawn irrigation as a home-buying benefit.Buyinghttps://carrieliottaspacecoastrealtor.com/cocoa-beach-vacation-rental-registration-change-ownership-closing/https://carrieliottaspacecoastrealtor.com/cocoa-beach-vacation-rental-registration-change-ownership-closing/Mon, 02 Nov 2026 08:00:00 -0500Buying an operating Cocoa Beach vacation rental? Separate city ownership changes, association approval, bookings, records, and closing responsibilities.Buyinghttps://carrieliottaspacecoastrealtor.com/can-you-change-windows-roof-titusville-historic-home-approval/https://carrieliottaspacecoastrealtor.com/can-you-change-windows-roof-titusville-historic-home-approval/Sun, 01 Nov 2026 08:00:00 -0500Buying a historic Titusville home? Check designation, exterior design approval, window and roof specifications, permits, and renovation timing before committing.Buyinghttps://carrieliottaspacecoastrealtor.com/does-melbourne-beach-home-include-deeded-beach-access/https://carrieliottaspacecoastrealtor.com/does-melbourne-beach-home-include-deeded-beach-access/Sun, 01 Nov 2026 08:00:00 -0500Buying near Melbourne Beach? Verify recorded beach-access rights, association rules, crossover maintenance, public alternatives, and the actual walking route.Buyinghttps://carrieliottaspacecoastrealtor.com/how-check-palm-bay-vacant-lot-wetlands-before-buying/https://carrieliottaspacecoastrealtor.com/how-check-palm-bay-vacant-lot-wetlands-before-buying/Sun, 01 Nov 2026 08:00:00 -0500Before buying a Palm Bay lot, separate wetland map screening from field delineation, agency review, usable building area, access, and a realistic site-work budget.Buyinghttps://carrieliottaspacecoastrealtor.com/can-you-add-garage-apartment-melbourne-florida-home-zoning-permit-review/https://carrieliottaspacecoastrealtor.com/can-you-add-garage-apartment-melbourne-florida-home-zoning-permit-review/Sat, 31 Oct 2026 08:00:00 -0500Adding a garage apartment in Melbourne, Florida? Verify zoning, kitchen and occupancy rules, setbacks, utilities, parking, permits, HOA approval, and resale records.Buyinghttps://carrieliottaspacecoastrealtor.com/can-you-add-repair-dock-cocoa-waterfront-home-permit-review/https://carrieliottaspacecoastrealtor.com/can-you-add-repair-dock-cocoa-waterfront-home-permit-review/Sat, 31 Oct 2026 08:00:00 -0500Adding or repairing a dock at a Cocoa waterfront home? Verify shoreline rights, surveys, water depth, DEP and Corps authorization, city permits, resources, and records.Waterfronthttps://carrieliottaspacecoastrealtor.com/how-rockledge-buyer-estimate-property-taxes-after-closing/https://carrieliottaspacecoastrealtor.com/how-rockledge-buyer-estimate-property-taxes-after-closing/Sat, 31 Oct 2026 08:00:00 -0500Buying in Rockledge? Estimate post-closing property taxes by reviewing reassessment, homestead, portability, millage, non-ad valorem charges, and lender escrow assumptions.Buyinghttps://carrieliottaspacecoastrealtor.com/buying-1990s-era-viera-home-systems-permits-records-verification/https://carrieliottaspacecoastrealtor.com/buying-1990s-era-viera-home-systems-permits-records-verification/Fri, 30 Oct 2026 08:00:00 -0500Buying a 1990s-era Viera home? Verify year-built records, permits, original systems, updates, wind-mitigation evidence, and HOA and CDD documents.Buyinghttps://carrieliottaspacecoastrealtor.com/buying-downtown-melbourne-commercial-property-cra-grant-harb-use-review/https://carrieliottaspacecoastrealtor.com/buying-downtown-melbourne-commercial-property-cra-grant-harb-use-review/Fri, 30 Oct 2026 08:00:00 -0500Buying Downtown Melbourne commercial property? Verify CRA eligibility, façade grants, matching funds, HARB approval, zoning, permits, and project timing before closing.Buyinghttps://carrieliottaspacecoastrealtor.com/buying-mims-acreage-agricultural-classification-transfer-tax-use-review/https://carrieliottaspacecoastrealtor.com/buying-mims-acreage-agricultural-classification-transfer-tax-use-review/Fri, 30 Oct 2026 08:00:00 -0500Buying Mims acreage with an agricultural classification? Verify non-transferability, commercial use, deadlines, leases, homesite exclusions, records, and taxes.Buyinghttps://carrieliottaspacecoastrealtor.com/merritt-island-waterfront-home-insurance-quote-input-file-guide/https://carrieliottaspacecoastrealtor.com/merritt-island-waterfront-home-insurance-quote-input-file-guide/Fri, 30 Oct 2026 08:00:00 -0500Assembling insurance inputs for a Merritt Island waterfront home? Organize flood-zone facts, elevation, roof, opening, and shoreline records early.Waterfronthttps://carrieliottaspacecoastrealtor.com/merritt-island-waterfront-home-survey-easements-shoreline-buyer-review/https://carrieliottaspacecoastrealtor.com/merritt-island-waterfront-home-survey-easements-shoreline-buyer-review/Fri, 30 Oct 2026 08:00:00 -0500Reading the survey on a Merritt Island waterfront purchase? Verify seawall and dock locations, easements, flood references, and record discrepancies.Waterfronthttps://carrieliottaspacecoastrealtor.com/moving-to-viera-first-hurricane-season-home-preparation-checklist/https://carrieliottaspacecoastrealtor.com/moving-to-viera-first-hurricane-season-home-preparation-checklist/Fri, 30 Oct 2026 08:00:00 -0500New to a Viera home? Plan your first hurricane season: verify openings, drainage, evacuation zone, supplies, HOA rules, and contacts before a storm is named.Relocationhttps://carrieliottaspacecoastrealtor.com/palm-bay-vacant-lot-impact-fees-building-budget-verification/https://carrieliottaspacecoastrealtor.com/palm-bay-vacant-lot-impact-fees-building-budget-verification/Fri, 30 Oct 2026 08:00:00 -0500Buying a Palm Bay vacant lot? Verify city and county impact fees, permit charges, utility costs, credits, payment timing, and a written build budget before closing.Buyinghttps://carrieliottaspacecoastrealtor.com/space-coast-hurricane-season-contract-insurance-flood-waiting-period-timing/https://carrieliottaspacecoastrealtor.com/space-coast-hurricane-season-contract-insurance-flood-waiting-period-timing/Fri, 30 Oct 2026 08:00:00 -0500Buying on the Space Coast during hurricane season? Plan for flood waiting periods, binding questions, inspection delays, and insurance deadlines.Buyinghttps://carrieliottaspacecoastrealtor.com/merritt-island-homeowner-septic-upgrade-grant-eligibility-application/https://carrieliottaspacecoastrealtor.com/merritt-island-homeowner-septic-upgrade-grant-eligibility-application/Thu, 29 Oct 2026 08:00:00 -0500Merritt Island septic upgrade grant guide: verify lagoon-plan eligibility, approved systems, application timing, contractors, permits, reimbursement, records, and sale effects.Buyinghttps://carrieliottaspacecoastrealtor.com/merritt-island-waterfront-aquatic-preserve-adjacency-buyer-verification/https://carrieliottaspacecoastrealtor.com/merritt-island-waterfront-aquatic-preserve-adjacency-buyer-verification/Thu, 29 Oct 2026 08:00:00 -0500Merritt Island waterfront near the Banana River Aquatic Preserve? Verify boundaries, shoreline rules, permits, and records before you offer.Waterfronthttps://carrieliottaspacecoastrealtor.com/moving-to-viera-utility-setup-water-power-trash-service-verification/https://carrieliottaspacecoastrealtor.com/moving-to-viera-utility-setup-water-power-trash-service-verification/Thu, 29 Oct 2026 08:00:00 -0500Moving to Viera Florida? Verify water, wastewater, electric, trash, and reclaimed water service by address, then schedule every start date around closing.Relocationhttps://carrieliottaspacecoastrealtor.com/satellite-beach-homeowner-my-safe-florida-home-grant-roof-openings/https://carrieliottaspacecoastrealtor.com/satellite-beach-homeowner-my-safe-florida-home-grant-roof-openings/Thu, 29 Oct 2026 08:00:00 -0500Satellite Beach My Safe Florida Home guide: verify inspection and grant eligibility, matching funds, roof and opening projects, contractors, permits, insurance, and sale timing.Buyinghttps://carrieliottaspacecoastrealtor.com/selling-merritt-island-waterfront-home-records-file/https://carrieliottaspacecoastrealtor.com/selling-merritt-island-waterfront-home-records-file/Thu, 29 Oct 2026 08:00:00 -0500Selling a Merritt Island waterfront home? Assemble the dock, seawall, lift, flood, permit, insurance, and utility records before buyers and inspectors ask.Waterfronthttps://carrieliottaspacecoastrealtor.com/space-coast-buyer-owners-title-policy-questions-before-closing/https://carrieliottaspacecoastrealtor.com/space-coast-buyer-owners-title-policy-questions-before-closing/Thu, 29 Oct 2026 08:00:00 -0500What does an owner's title policy cover in Florida, and which questions should a Space Coast buyer ask before closing? A plain-language buyer checklist.Buyinghttps://carrieliottaspacecoastrealtor.com/space-coast-home-low-appraisal-buyer-options/https://carrieliottaspacecoastrealtor.com/space-coast-home-low-appraisal-buyer-options/Thu, 29 Oct 2026 08:00:00 -0500A low appraisal does not end a Space Coast purchase. Read the report, request a reconsideration of value, renegotiate, or use the contract deadlines.Buyinghttps://carrieliottaspacecoastrealtor.com/viera-vs-suntree-homebuyer-community-comparison/https://carrieliottaspacecoastrealtor.com/viera-vs-suntree-homebuyer-community-comparison/Thu, 29 Oct 2026 08:00:00 -0500Comparing Viera vs Suntree? Use an address-level checklist for districts, dues, school zones, flood maps, and commute before choosing where to buy.Relocationhttps://carrieliottaspacecoastrealtor.com/brevard-county-foreclosure-auction-buyer-verification-guide/https://carrieliottaspacecoastrealtor.com/brevard-county-foreclosure-auction-buyer-verification-guide/Wed, 28 Oct 2026 08:00:00 -0500Bidding in a Brevard County foreclosure auction? Verify the title chain, occupancy, condition, and funds first, and know which professionals to involve.Buyinghttps://carrieliottaspacecoastrealtor.com/brevard-home-sale-notice-of-commencement-contractor-lien-closing-review/https://carrieliottaspacecoastrealtor.com/brevard-home-sale-notice-of-commencement-contractor-lien-closing-review/Wed, 28 Oct 2026 08:00:00 -0500Selling a Brevard County home after renovation? Review the Notice of Commencement, permits, contractor payments, lien deadlines, affidavits, releases, title, and closing plan.Buyinghttps://carrieliottaspacecoastrealtor.com/merritt-island-waterfront-fema-flood-map-loma-lomr-buyer-verification/https://carrieliottaspacecoastrealtor.com/merritt-island-waterfront-fema-flood-map-loma-lomr-buyer-verification/Wed, 28 Oct 2026 08:00:00 -0500The flood map shows a zone but the lot sits high? Learn how FEMA LOMA and LOMR requests work and who confirms the elevation facts for Merritt Island homes.Waterfronthttps://carrieliottaspacecoastrealtor.com/merritt-island-waterfront-home-hurricane-preparation-dock-boat-seawall-checklist/https://carrieliottaspacecoastrealtor.com/merritt-island-waterfront-home-hurricane-preparation-dock-boat-seawall-checklist/Wed, 28 Oct 2026 08:00:00 -0500Prepare a Merritt Island waterfront home for hurricane season: dock, boat, seawall, drainage, records, and evacuation-zone steps before a storm forms.Waterfronthttps://carrieliottaspacecoastrealtor.com/moving-to-viera-parks-recreation-options-verify-before-buying/https://carrieliottaspacecoastrealtor.com/moving-to-viera-parks-recreation-options-verify-before-buying/Wed, 28 Oct 2026 08:00:00 -0500Moving to Viera Florida? Compare county parks, association amenities, leagues, and trail access, and verify fees and rules before you choose a home.Relocationhttps://carrieliottaspacecoastrealtor.com/palm-bay-vacant-lot-gopher-tortoise-burrow-permit-relocation-review/https://carrieliottaspacecoastrealtor.com/palm-bay-vacant-lot-gopher-tortoise-burrow-permit-relocation-review/Wed, 28 Oct 2026 08:00:00 -0500Buying a Palm Bay vacant lot with a possible gopher tortoise burrow? Verify surveys, FWC permits, the 25-foot rule, relocation timing, recipient sites, plans, and costs.Relocationhttps://carrieliottaspacecoastrealtor.com/space-coast-home-radon-testing-disclosure-buyer-guide/https://carrieliottaspacecoastrealtor.com/space-coast-home-radon-testing-disclosure-buyer-guide/Wed, 28 Oct 2026 08:00:00 -0500Should a Space Coast buyer test for radon? Florida requires a radon notification at contract, and only a test shows the level inside a specific home.Buyinghttps://carrieliottaspacecoastrealtor.com/viera-home-hoa-estoppel-transfer-approval-buyer-verification/https://carrieliottaspacecoastrealtor.com/viera-home-hoa-estoppel-transfer-approval-buyer-verification/Wed, 28 Oct 2026 08:00:00 -0500Buying a Viera home? Verify the HOA estoppel, transfer approval, fees, open violations, and move-in rules with the association before closing day.Condos and HOAshttps://carrieliottaspacecoastrealtor.com/brevard-county-deed-fraud-property-fraud-alert-homeowner-guide/https://carrieliottaspacecoastrealtor.com/brevard-county-deed-fraud-property-fraud-alert-homeowner-guide/Tue, 27 Oct 2026 08:00:00 -0500Deed fraud and title theft in Brevard County: how the Clerk's free Recording Notification Service works, what alerts do and do not do, and what to do the day an alert arrives.Buyinghttps://carrieliottaspacecoastrealtor.com/can-you-add-shed-cocoa-home-permit-setback-flood-hoa-review/https://carrieliottaspacecoastrealtor.com/can-you-add-shed-cocoa-home-permit-setback-flood-hoa-review/Tue, 27 Oct 2026 08:00:00 -0500Can you add a shed to a Cocoa home? Verify city jurisdiction, permits, zoning, setbacks, survey, utilities, flood rules, anchoring, HOA approval, and resale records.Condos and HOAshttps://carrieliottaspacecoastrealtor.com/can-you-put-fence-in-easement-titusville-home-permit-survey-review/https://carrieliottaspacecoastrealtor.com/can-you-put-fence-in-easement-titusville-home-permit-survey-review/Tue, 27 Oct 2026 08:00:00 -0500Can a Titusville fence cross an easement? Review the survey, permit, city waiver, drainage, utilities, access, HOA rules, underground lines, and removal risk first.Buyinghttps://carrieliottaspacecoastrealtor.com/can-you-widen-replace-driveway-west-melbourne-home-permit-right-of-way-review/https://carrieliottaspacecoastrealtor.com/can-you-widen-replace-driveway-west-melbourne-home-permit-right-of-way-review/Tue, 27 Oct 2026 08:00:00 -0500Can you widen or replace a West Melbourne driveway? Verify permits, survey, right-of-way, drainage, sidewalks, utilities, materials, HOA rules, access, and inspections.Buying